{
  "info": {
    "name": "Skadi Partner API \u2014 HMAC",
    "description": "Reference collection for the Skadi Specialty Insurance Co. Excess Casualty Partner API \u2014 HMAC-SHA256 signing mode (v1).\n\n**Source of truth:** [`/public/openapi.yaml`](https://github.com/ryan-carroll/Excess-Rater/blob/main/public/openapi.yaml) in the repo. This Postman collection is hand-curated to mirror the spec for human-driven exploration. The CI gate `scripts/test-collections-alignment.ts` fails if any spec operation is missing here (or vice versa). If a new endpoint exists in the spec but not in this collection, that's a documented bug \u2014 fix the collection, don't edit the spec.\n\n## Setup\n1. Import this collection and `Skadi-Sandbox.postman_environment.json`.\n2. Select the **Skadi Sandbox** environment.\n3. Fill in `apiKey` and `hmacSecret` (hex) \u2014 shown once at key issuance. You can leave `apiKeyId` blank in HMAC mode.\n4. Run any request. The collection-level pre-request script signs with HMAC-SHA256 automatically on every send.\n\n## How signing works\nThe pre-request script reads the raw body, computes `X-Timestamp` (Unix seconds) and `X-Signature` = `sha256=` + hex HMAC-SHA256 of `${ts}.${rawBody}` keyed by the hex-decoded `hmacSecret`. GETs sign an empty body.\n\n## When to use HMAC vs OAuth\nHMAC is the recommended mode \u2014 every request proves possession of the secret on every call, and there's no token to manage, cache, or refresh. If you prefer bearer tokens instead, import `Skadi-Partner-API-OAuth.postman_collection.json` alongside this one.\n\nFull contract: `docs/PARTNER_API.md` in the repo.",
    "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json"
  },
  "auth": {
    "type": "apikey",
    "apikey": [
      {
        "key": "in",
        "value": "header",
        "type": "string"
      },
      {
        "key": "key",
        "value": "X-API-Key",
        "type": "string"
      },
      {
        "key": "value",
        "value": "{{apiKey}}",
        "type": "string"
      }
    ]
  },
  "event": [
    {
      "listen": "prerequest",
      "script": {
        "type": "text/javascript",
        "exec": [
          "// Collection-level HMAC-SHA256 signer for Skadi Partner API.",
          "// Reads raw body (empty for GET), computes timestamp + signature,",
          "// and sets X-Timestamp / X-Signature on the outgoing request.",
          "",
          "const secretHex = pm.environment.get('hmacSecret') || pm.collectionVariables.get('hmacSecret') || '';",
          "if (!secretHex) { console.warn('[skadi] hmacSecret not set \u2014 request will 401'); }",
          "",
          "const ts = Math.floor(Date.now() / 1000).toString();",
          "",
          "// Postman exposes raw body only for mode:'raw'. For GET, sign an empty string.",
          "const body = pm.request.body;",
          "const rawBody = (body && body.mode === 'raw' && body.raw) ? body.raw : '';",
          "",
          "const keyWords = CryptoJS.enc.Hex.parse(secretHex || '00');",
          "const sig = CryptoJS.HmacSHA256(ts + '.' + rawBody, keyWords).toString(CryptoJS.enc.Hex);",
          "",
          "pm.variables.set('timestamp', ts);",
          "pm.variables.set('signature', 'sha256=' + sig);",
          "",
          "// Also expose a per-request UUID for idempotent endpoints.",
          "pm.variables.set('idempotencyKey', (typeof crypto !== 'undefined' && crypto.randomUUID)",
          "  ? crypto.randomUUID()",
          "  : 'postman-' + ts + '-' + Math.random().toString(36).slice(2, 10));"
        ]
      }
    }
  ],
  "item": [
    {
      "name": "Rate Quote",
      "request": {
        "method": "POST",
        "description": "Compute technical + policy premium for a tower structure. Does not persist. Scope: `rate`.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"account\":{\"namedInsured\":\"Acme Contractors LLC\",\"naicsClass\":\"236220\",\"state\":\"TX\",\"exposureBase\":{\"metric\":\"payroll\",\"value\":5200000}},\"towers\":[{\"lineType\":\"GL\",\"limit\":5000000,\"attachment\":0,\"primaryLimit\":1000000,\"premPremium\":25000,\"prodPremium\":17000},{\"lineType\":\"AUTO\",\"limit\":5000000,\"attachment\":1000000,\"primaryLimit\":1000000,\"premPremium\":18000}],\"coverages\":{\"gl\":[\"premises_ops\"],\"auto\":[\"owned\"]},\"modifiers\":{\"schedule\":{\"safety_program\":-0.05},\"experience\":0.95},\"marketFactor\":1.0}"
        },
        "url": {
          "raw": "{{baseUrl}}/rate-quote",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "rate-quote"
          ]
        }
      }
    },
    {
      "name": "Appetite Check",
      "request": {
        "method": "GET",
        "description": "Composite NAICS \u00d7 state \u00d7 line appetite score. Scope: `appetite`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/appetite-check?naics=236220&state=TX&line=gl",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "appetite-check"
          ],
          "query": [
            {
              "key": "naics",
              "value": "236220"
            },
            {
              "key": "state",
              "value": "TX"
            },
            {
              "key": "line",
              "value": "gl"
            }
          ]
        }
      }
    },
    {
      "name": "Hazard Lookup",
      "request": {
        "method": "GET",
        "description": "NAICS \u2192 hazard grades (premises-ops, products-completed-ops, auto, liquor). Scope: `hazard`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/hazard-lookup?naics=236220",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "hazard-lookup"
          ],
          "query": [
            {
              "key": "naics",
              "value": "236220"
            }
          ]
        }
      }
    },
    {
      "name": "Clearance Pre-flight",
      "request": {
        "method": "POST",
        "description": "Pre-flight a submission. Returns redacted severity + suggested action and per-hit disposition (M-tier × G-tier × same-agency × renewal-window) for matches in your own book. Cross-tenant matches expose only the worst-case `carrier_internal_match_summary` (no PII). Scope: `clearance`.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "raw": "{\"named_insured\":\"Acme Industries Inc.\",\"fein\":\"12-3456789\",\"state\":\"TX\",\"naics\":\"722511\",\"zip\":\"75201\",\"documentation\":{\"acord_application\":true,\"loss_runs_5y\":true,\"supplemental_questionnaire\":false}}",
          "options": {
            "raw": {
              "language": "json"
            }
          }
        },
        "url": {
          "raw": "{{baseUrl}}/clearance-request",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "clearance-request"
          ]
        }
      }
    },
    {
      "name": "Clearance Requests List",
      "request": {
        "method": "GET",
        "description": "List your own clearance request history. Cross-tenant data is never returned. Scope: `clearance`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/clearance-requests?limit=20",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "clearance-requests"
          ],
          "query": [
            {
              "key": "limit",
              "value": "20"
            }
          ]
        }
      }
    },
    {
      "name": "Clearance Match Resolve",
      "request": {
        "method": "POST",
        "description": "Persist a per-hit resolution against a clearance_match returned by /clearance-request. Multi-hit clearance results carry per-hit resolutions — match #1 can be `merged` while match #2 is `linked_related`. Idempotent on Idempotency-Key. Admin-only kinds (not_related, cleared_release, cleared_renewal_authorization) require a non-empty `note` and are RLS-gated. Scope: `clearance`.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "raw": "{\"match_id\":\"00000000-0000-0000-0000-000000000000\",\"resolution\":\"merged\",\"note\":null}",
          "options": {
            "raw": {
              "language": "json"
            }
          }
        },
        "url": {
          "raw": "{{baseUrl}}/clearance-match-resolve",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "clearance-match-resolve"
          ]
        }
      }
    },
    {
      "name": "Create Submission",
      "request": {
        "method": "POST",
        "description": "Persist a submission + quote skeleton. Supports Idempotency-Key (auto-generated per send). Scope: `write:submissions`.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"named_insured\":\"Acme Contractors LLC\",\"agency_id\":\"{{agencyId}}\",\"naics_code\":\"236220\",\"effective_date\":\"2026-06-01\",\"expiration_date\":\"2027-06-01\",\"state\":\"TX\",\"broker_email\":\"broker@example.com\",\"broker_name\":\"Jane Broker\",\"towers\":[{\"line_type\":\"GL\",\"limit\":5000000,\"attachment\":0}]}"
        },
        "url": {
          "raw": "{{baseUrl}}/create-submission",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "create-submission"
          ]
        }
      }
    },
    {
      "name": "List Policies",
      "request": {
        "method": "GET",
        "description": "Cursor-paginated list of policies. Filters: status, effective/expiration date windows, state, NAICS, named_insured (partial). Sort options: effective_date_desc (default), effective_date_asc, expiration_date_asc, expiration_date_desc, written_premium_desc. Partner keys see only their agency_group's book; admin:all keys cross tenants.\n\nScope: `read:policies`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-policies?status=in_force&sort=effective_date_desc&limit=25",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-policies"
          ],
          "query": [
            {
              "key": "status",
              "value": "in_force"
            },
            {
              "key": "sort",
              "value": "effective_date_desc"
            },
            {
              "key": "limit",
              "value": "25"
            },
            {
              "key": "state",
              "value": "TX",
              "disabled": true
            },
            {
              "key": "naics_code",
              "value": "236220",
              "disabled": true
            },
            {
              "key": "named_insured",
              "value": "Acme",
              "disabled": true
            },
            {
              "key": "effective_date_gte",
              "value": "2026-01-01",
              "disabled": true
            },
            {
              "key": "expiration_date_lte",
              "value": "2027-12-31",
              "disabled": true
            },
            {
              "key": "cursor",
              "value": "",
              "disabled": true
            }
          ]
        }
      }
    },
    {
      "name": "Get Policy",
      "request": {
        "method": "GET",
        "description": "Single policy's current derived state: written premium, effective/expiration, status, named insured, NAICS, and the agency + agency_group that wrote it. Returns 404 if the policy is not in your tenant (doesn't distinguish from truly-missing \u2014 intentional).\n\nReplace `policyId` with a real UUID from List Policies.\n\nScope: `read:policies`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-policies?id={{policyId}}",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-policies"
          ],
          "query": [
            {
              "key": "id",
              "value": "{{policyId}}"
            }
          ]
        }
      }
    },
    {
      "name": "Get Policy Transactions",
      "request": {
        "method": "GET",
        "description": "Full transaction history for a policy \u2014 every endorsement, cancellation, extension, reinstatement, renewal, non_renewal, audit, rewrite, and `state_transition` (calendar-emitted lifecycle advance) \u2014 ordered by sequence. Each row carries premium_change, before_state, after_state, and kind-specific fields (pro_rata_factor, cancellation_method, endorsement_details, renewal_policy_id). Tenant-guarded identically to Get Policy.\n\nScope: `read:policies`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-policy-transactions?policy_id={{policyId}}",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-policy-transactions"
          ],
          "query": [
            {
              "key": "policy_id",
              "value": "{{policyId}}"
            }
          ]
        }
      }
    },
    {
      "name": "Process Transaction",
      "request": {
        "method": "POST",
        "description": "Post a deterministic state-flip transaction (Phase 6: reinstatement | non_renewal only). Rating-affected kinds (endorsement, cancellation, extension, audit, renewal, rewrite) moved to dedicated quote-then-bind endpoints (POST /endorsements, /cancellations, /extensions, /renewals, /rewrites, /audits, /oos-rebases) and now return 410 with extensions.redirect_endpoint. Supports Idempotency-Key. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"policy_id\":\"{{policyId}}\",\"transaction_kind\":\"reinstatement\",\"effective_date\":\"2026-09-15\",\"description\":\"Reinstate after late payment received\"}"
        },
        "url": {
          "raw": "{{baseUrl}}/process-transaction",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "process-transaction"
          ]
        }
      }
    },
    {
      "name": "List Accounts",
      "request": {
        "method": "GET",
        "description": "Canonical insured account identity (named insured, FEIN, DBAs, NAICS, primary address, ops description). Cursor-paginated. Filters: id (single fetch), naics, state, named_insured (partial), updated_at_gte/lte. Sort: updated_at_desc (default), updated_at_asc, named_insured_asc, named_insured_desc.\n\nMulti-tenant: returns accounts with at least one agency relationship in your agency_group, including historical (BOR'd-away) ones.\n\nScope: `read:accounts`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-accounts?sort=updated_at_desc&limit=25",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-accounts"
          ],
          "query": [
            {
              "key": "sort",
              "value": "updated_at_desc"
            },
            {
              "key": "limit",
              "value": "25"
            },
            {
              "key": "id",
              "value": "{{accountId}}",
              "disabled": true,
              "description": "Single-account fetch by id"
            },
            {
              "key": "naics",
              "value": "722511",
              "disabled": true
            },
            {
              "key": "state",
              "value": "TX",
              "disabled": true
            },
            {
              "key": "named_insured",
              "value": "Acme",
              "disabled": true
            },
            {
              "key": "updated_at_gte",
              "value": "2026-01-01T00:00:00Z",
              "disabled": true
            },
            {
              "key": "cursor",
              "value": "",
              "disabled": true
            }
          ]
        }
      }
    },
    {
      "name": "List Submissions",
      "request": {
        "method": "GET",
        "description": "Cursor-paginated list of submissions in your tenant. Filters: status, created_at window, effective_date window, state, NAICS, named_insured (partial). Sort: created_at_desc (default), created_at_asc, effective_date_asc/desc.\n\nPartner keys see only their agency_group's book. Returns a flattened shape; `account_data` jsonb is intentionally excluded (PII).\n\nScope: `read:submissions`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-submissions?sort=created_at_desc&limit=25",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-submissions"
          ],
          "query": [
            {
              "key": "sort",
              "value": "created_at_desc"
            },
            {
              "key": "limit",
              "value": "25"
            },
            {
              "key": "status",
              "value": "quoted",
              "disabled": true
            },
            {
              "key": "state",
              "value": "TX",
              "disabled": true
            },
            {
              "key": "naics_code",
              "value": "236220",
              "disabled": true
            },
            {
              "key": "named_insured",
              "value": "Acme",
              "disabled": true
            },
            {
              "key": "created_at_gte",
              "value": "2026-01-01",
              "disabled": true
            },
            {
              "key": "effective_date_gte",
              "value": "2026-01-01",
              "disabled": true
            },
            {
              "key": "cursor",
              "value": "",
              "disabled": true
            }
          ]
        }
      }
    },
    {
      "name": "Get Submission",
      "request": {
        "method": "GET",
        "description": "Single submission with agency + group details. 404 if outside your tenant.\n\nScope: `read:submissions`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-submissions?id={{submissionId}}",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-submissions"
          ],
          "query": [
            {
              "key": "id",
              "value": "{{submissionId}}"
            }
          ]
        }
      }
    },
    {
      "name": "Get Quotes (by submission)",
      "request": {
        "method": "GET",
        "description": "All quote versions for a submission, ordered by version ASC. Each row includes total_technical, total_policy_premium, pricing_delta_pct, coverages[] + modifiers{} jsonb.\n\nScope: `read:quotes`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-quotes?submission_id={{submissionId}}",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-quotes"
          ],
          "query": [
            {
              "key": "submission_id",
              "value": "{{submissionId}}"
            }
          ]
        }
      }
    },
    {
      "name": "Get Claims (by policy)",
      "request": {
        "method": "GET",
        "description": "Post-bind claims on a policy, ordered by loss_date ASC. For a single claim with nested exposures + reserves + payments + computed totals, use ?id=<claimId> instead.\n\nScope: `read:claims`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-claims?policy_id={{policyId}}",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-claims"
          ],
          "query": [
            {
              "key": "policy_id",
              "value": "{{policyId}}"
            },
            {
              "key": "id",
              "value": "{{claimId}}",
              "disabled": true
            }
          ]
        }
      }
    },
    {
      "name": "Get Documents (metadata-only)",
      "request": {
        "method": "GET",
        "description": "Logical listing of documents a policy has, derived from policy_transactions + form manifest. One entry per transaction (binder, endorsements, cancellations, etc.) with attached ISO forms.\n\n\u26a0 Metadata-only \u2014 does NOT serve PDF bytes. File delivery is deferred to a future phase.\n\nScope: `read:documents`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-documents?policy_id={{policyId}}",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-documents"
          ],
          "query": [
            {
              "key": "policy_id",
              "value": "{{policyId}}"
            }
          ]
        }
      }
    },
    {
      "name": "Quote PDF / ACORD Export",
      "request": {
        "method": "POST",
        "description": "Render a quote / binder / indication as PDF or ACORD JSON. Content-negotiated by Accept: application/pdf (default) returns the rendered PDF binary with an embedded JSON sidecar (PDF 1.7 EmbeddedFile); application/json returns the ACORD envelope (ACORD 137 for quote/indication, ACORD 75 for binder). NOTE: this endpoint lives on the Vercel app host ({{appBaseUrl}}), not the Supabase functions host ({{baseUrl}}). Same HMAC auth: X-API-Key + X-Timestamp + X-Signature over `${timestamp}.${rawBody}`. Scope: write:documents. Full contract: .claude/docs/partner-pdf-export.md.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "Accept",
            "value": "application/pdf",
            "type": "text",
            "description": "Content negotiation. application/pdf (default) returns the rendered PDF; application/json returns the ACORD envelope."
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"quoteId\":\"{{quoteId}}\",\"documentType\":\"quote\"}"
        },
        "url": {
          "raw": "{{appBaseUrl}}/api/partner/quote-pdf",
          "host": [
            "{{appBaseUrl}}"
          ],
          "path": [
            "api",
            "partner",
            "quote-pdf"
          ]
        }
      }
    },
    {
      "name": "Get Reports",
      "request": {
        "method": "GET",
        "description": "Tenant-scoped aggregated reports. Allowed types: broker_scorecard, submission_funnel, book_of_business, loss_ratio_monthly, premium_trend_monthly. Date-range filter supported on all except book_of_business (which is a policy-level snapshot).\n\nPartners see their own agency_group only; admin:all keys get cross-tenant data.\n\nScope: `read:reports`.",
        "header": [
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "url": {
          "raw": "{{baseUrl}}/get-reports?type=broker_scorecard",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "get-reports"
          ],
          "query": [
            {
              "key": "type",
              "value": "broker_scorecard"
            },
            {
              "key": "start_date",
              "value": "2026-01-01",
              "disabled": true
            },
            {
              "key": "end_date",
              "value": "2026-12-31",
              "disabled": true
            }
          ]
        }
      }
    },
    {
      "name": "Create Endorsement (draft)",
      "request": {
        "method": "POST",
        "description": "Create a priced endorsement draft (quote-then-bind). Server applies structured ops to the snapshot, re-rates, returns pro-rated delta + valid_until + links.{self,bind,abandon}. Bind separately with POST /endorsements/{id}/bind + Idempotency-Key. PATCH the draft to mutate + re-rate. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"policy_id\":\"{{policyId}}\",\"effective_date\":\"2026-08-15\",\"description\":\"Bump GL tower to $10M\",\"changes\":[{\"op\":\"change_limit\",\"tower_id\":\"{{towerId}}\",\"new_limit\":10000000}]}"
        },
        "url": {
          "raw": "{{baseUrl}}/endorsements",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "endorsements"
          ]
        }
      }
    },
    {
      "name": "Bind Endorsement",
      "request": {
        "method": "POST",
        "description": "Commit the endorsements draft. Idempotency-Key is required. Returns 409 stale-snapshot with extensions.fresh_draft if the policy state drifted between draft creation and bind \u2014 supersede + retry pattern.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{}"
        },
        "url": {
          "raw": "{{baseUrl}}/endorsements/{{draftId}}/bind",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "endorsements",
            "{{draftId}}",
            "bind"
          ]
        }
      }
    },
    {
      "name": "Bulk Endorsements (create+bind)",
      "request": {
        "method": "POST",
        "description": "Create+bind up to 50 endorsements in one request. Each item is create-then-bind, processed independently — the response is a partial-success report (succeeded[]/failed[]), not all-or-nothing. A per-item idempotency_key (required) threads through draft creation and bind, so replays short-circuit at commit and never double-bind. Max 50 items. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"items\":[{\"idempotency_key\":\"bulk-item-1\",\"policy_id\":\"{{policyId}}\",\"effective_date\":\"2026-08-15\",\"description\":\"Bump GL tower to $10M\",\"changes\":[{\"op\":\"change_limit\",\"tower_id\":\"{{towerId}}\",\"new_limit\":10000000}]},{\"idempotency_key\":\"bulk-item-2\",\"policy_id\":\"{{policyId}}\",\"effective_date\":\"2026-09-01\",\"description\":\"Raise attachment\",\"changes\":[{\"op\":\"change_attachment\",\"tower_id\":\"{{towerId}}\",\"new_attachment\":2000000}]}]}"
        },
        "url": {
          "raw": "{{baseUrl}}/endorsements/bulk",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "endorsements",
            "bulk"
          ]
        }
      }
    },
    {
      "name": "Create Cancellation (draft)",
      "request": {
        "method": "POST",
        "description": "Create a cancellation draft. method=pro_rata|short_rate (legacy 'flat' removed). Server computes return_premium against MEP floor, short_rate_penalty (if applicable), commission_clawback. Bind with POST /cancellations/{id}/bind + Idempotency-Key. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"policy_id\":\"{{policyId}}\",\"cancellation_date\":\"2026-09-01\",\"method\":\"pro_rata\",\"notice_date\":\"2026-08-15\",\"reason_code\":\"INSURED_REQ\"}"
        },
        "url": {
          "raw": "{{baseUrl}}/cancellations",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "cancellations"
          ]
        }
      }
    },
    {
      "name": "Bind Cancellation",
      "request": {
        "method": "POST",
        "description": "Commit the cancellations draft. Idempotency-Key is required. Returns 409 stale-snapshot with extensions.fresh_draft if the policy state drifted between draft creation and bind \u2014 supersede + retry pattern.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{}"
        },
        "url": {
          "raw": "{{baseUrl}}/cancellations/{{draftId}}/bind",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "cancellations",
            "{{draftId}}",
            "bind"
          ]
        }
      }
    },
    {
      "name": "Create Extension (draft)",
      "request": {
        "method": "POST",
        "description": "Extend the policy expiration. Server pro-rates daily premium rate over the extension period and refreshes MEP for the new term length. Bind with POST /extensions/{id}/bind + Idempotency-Key. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"policy_id\":\"{{policyId}}\",\"extended_expiration\":\"2026-12-31\",\"effective_date\":\"2026-09-15\"}"
        },
        "url": {
          "raw": "{{baseUrl}}/extensions",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "extensions"
          ]
        }
      }
    },
    {
      "name": "Bind Extension",
      "request": {
        "method": "POST",
        "description": "Commit the extensions draft. Idempotency-Key is required. Returns 409 stale-snapshot with extensions.fresh_draft if the policy state drifted between draft creation and bind \u2014 supersede + retry pattern.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{}"
        },
        "url": {
          "raw": "{{baseUrl}}/extensions/{{draftId}}/bind",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "extensions",
            "{{draftId}}",
            "bind"
          ]
        }
      }
    },
    {
      "name": "Create Renewal (draft)",
      "request": {
        "method": "POST",
        "description": "Create a successor-policy draft for renewal. Successor is rated at the FactorVersion effective on new_effective_date \u2014 filed rate revisions automatically apply. Bind atomically emits 'renewal' txn on prior (status \u2192 renewed) + creates successor (status=bound, prior_policy_id back-ref). 7-day TTL. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"prior_policy_id\":\"{{policyId}}\",\"new_effective_date\":\"2027-01-01\",\"new_expiration_date\":\"2028-01-01\"}"
        },
        "url": {
          "raw": "{{baseUrl}}/renewals",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "renewals"
          ]
        }
      }
    },
    {
      "name": "Bind Renewal",
      "request": {
        "method": "POST",
        "description": "Commit the renewals draft. Idempotency-Key is required. Returns 409 stale-snapshot with extensions.fresh_draft if the policy state drifted between draft creation and bind \u2014 supersede + retry pattern.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{}"
        },
        "url": {
          "raw": "{{baseUrl}}/renewals/{{draftId}}/bind",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "renewals",
            "{{draftId}}",
            "bind"
          ]
        }
      }
    },
    {
      "name": "Create Rewrite (draft)",
      "request": {
        "method": "POST",
        "description": "Off-cycle replacement: terminate-and-reissue mid-term. Same successor-rating semantics as renewal. Named-insured changes flow through here per Guidewire/Duck Creek convention. 7-day TTL. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"prior_policy_id\":\"{{policyId}}\",\"rewrite_date\":\"2026-09-01\",\"new_expiration_date\":\"2027-09-01\",\"reason\":\"Restructure attachment\"}"
        },
        "url": {
          "raw": "{{baseUrl}}/rewrites",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "rewrites"
          ]
        }
      }
    },
    {
      "name": "Bind Rewrite",
      "request": {
        "method": "POST",
        "description": "Commit the rewrites draft. Idempotency-Key is required. Returns 409 stale-snapshot with extensions.fresh_draft if the policy state drifted between draft creation and bind \u2014 supersede + retry pattern.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{}"
        },
        "url": {
          "raw": "{{baseUrl}}/rewrites/{{draftId}}/bind",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "rewrites",
            "{{draftId}}",
            "bind"
          ]
        }
      }
    },
    {
      "name": "Create Audit (draft)",
      "request": {
        "method": "POST",
        "description": "Reported-exposure premium audit. Server computes (reported - rated) \u00d7 rate_per_unit per exposure and sums. basis='manual' requires write:transactions:override (internal-only); partners use the structured form. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"policy_id\":\"{{policyId}}\",\"audit_period_start\":\"2025-06-01\",\"audit_period_end\":\"2026-05-31\",\"exposures\":[{\"basis\":\"payroll\",\"rated_amount\":2000000,\"reported_amount\":2400000,\"rate_per_unit\":0.0085}]}"
        },
        "url": {
          "raw": "{{baseUrl}}/audits",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "audits"
          ]
        }
      }
    },
    {
      "name": "Bind Audit",
      "request": {
        "method": "POST",
        "description": "Commit the audits draft. Idempotency-Key is required. Returns 409 stale-snapshot with extensions.fresh_draft if the policy state drifted between draft creation and bind \u2014 supersede + retry pattern.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{}"
        },
        "url": {
          "raw": "{{baseUrl}}/audits/{{draftId}}/bind",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "audits",
            "{{draftId}}",
            "bind"
          ]
        }
      }
    },
    {
      "name": "Create OOS Rebase (draft)",
      "request": {
        "method": "POST",
        "description": "Insert an endorsement with effective date BEFORE later applied transactions. Server walks downstream txns and emits a void-offset-replace plan in rated_result.rows for review before bind. Scope: write:transactions.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{\"policy_id\":\"{{policyId}}\",\"oos_effective_date\":\"2026-04-15\",\"oos_premium_change\":1500,\"description\":\"Retroactive limit increase\"}"
        },
        "url": {
          "raw": "{{baseUrl}}/oos-rebases",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "oos-rebases"
          ]
        }
      }
    },
    {
      "name": "Bind OOS Rebase",
      "request": {
        "method": "POST",
        "description": "Commit the oos-rebases draft. Idempotency-Key is required. Returns 409 stale-snapshot with extensions.fresh_draft if the policy state drifted between draft creation and bind \u2014 supersede + retry pattern.",
        "header": [
          {
            "key": "Content-Type",
            "value": "application/json"
          },
          {
            "key": "X-API-Key",
            "value": "{{apiKey}}"
          },
          {
            "key": "X-Timestamp",
            "value": "{{timestamp}}"
          },
          {
            "key": "X-Signature",
            "value": "{{signature}}"
          },
          {
            "key": "Idempotency-Key",
            "value": "{{idempotencyKey}}"
          },
          {
            "key": "Skadi-API-Version",
            "value": "2026-04-25",
            "type": "text",
            "description": "Skadi API contract version. Omit to use the version pinned to your API key at issuance."
          }
        ],
        "body": {
          "mode": "raw",
          "options": {
            "raw": {
              "language": "json"
            }
          },
          "raw": "{}"
        },
        "url": {
          "raw": "{{baseUrl}}/oos-rebases/{{draftId}}/bind",
          "host": [
            "{{baseUrl}}"
          ],
          "path": [
            "oos-rebases",
            "{{draftId}}",
            "bind"
          ]
        }
      }
    }
  ],
  "variable": [
    {
      "key": "baseUrl",
      "value": "https://tyimzxmwppgiycvcdxvl.supabase.co/functions/v1"
    },
    {
      "key": "appBaseUrl",
      "value": "https://app.skadispecialty.com"
    },
    {
      "key": "quoteId",
      "value": "00000000-0000-0000-0000-000000000000"
    },
    {
      "key": "policyId",
      "value": "00000000-0000-0000-0000-000000000000"
    },
    {
      "key": "agencyId",
      "value": "00000000-0000-0000-0000-000000000000"
    },
    {
      "key": "draftId",
      "value": "00000000-0000-0000-0000-000000000000"
    },
    {
      "key": "towerId",
      "value": "00000000-0000-0000-0000-000000000000"
    }
  ]
}